NHRS ... Now You Know

There's a lot of information out there regarding the New Hampshire Retirement System, some of it fact, some of it fiction. "NHRS ... Now You Know" is designed to provide you with straight talk about the retirement system. The documents below are sorted by category.

Check out our latest "Now You Know": The Group I pension recalculation

General Information

• Three key facts about NHRS
• Separating myth from reality
• About those large pensions ...
• 4 facts on employer contributions
• The difference is what's defined

Benefits

• The scoop on 'double-dipping'
• What's an average pension?
• Cost-of-living adjustments (COLAs)
• Public workers and Social Security
• How member interest is credited
• The Group I pension recalculation

Funding

• Demystifying 'unfunded liability'
• Looking back to move forward
• Sustainable, by many definitions 
• The importance of having a plan
• Funding path is not a straight line
• ‘The 80% pension funding myth’

Governance

• Fiduciary: A word worth knowing
• Good governance is fundamental
• Different roles, different responsibilities 

Investments

• The assumed rate of return
• Investing in our members' future
• The bottom line on alternatives